Description
Course Name: Diploma in Banking
Course Id: DIB/Q0001.
Eligibility: Graduate or Equivalent.
Objective: A Diploma in Banking is a specialized course that provides students with the foundational knowledge and practical skills needed for a career in the banking and financial services industry. This program typically covers the principles of banking operations, financial products and services, regulations, customer service, and financial management. The diploma is designed to prepare students for various roles in the banking sector, equipping them with the skills required to work in banking institutions, financial firms, and related organizations.
Duration: 370 Hrs (Equivalent to One Year).
Total Credits: 18.
How You will Get Diploma Certificate:
Step 1- Select your Course for Certification.
Step 2- Click on Enroll Now.
Step 3- Proceed to Enroll Now.
Step 4- Fill Your Billing Details and Proceed to Pay.
Step 5- You Will be Redirected to Payment Gateway, Pay Course and Exam Fee by Following Options.
Card(Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.
Step 6- After Payment You will get Study Material Login id and Password on your email id.
Step 7- After Completion of Course Study give Online Examination.
Step 8- After Online Examination you will get Diploma Certificate soft copy(Scan Copy) and Hard Copy(Original With Seal and Sign).
Step 9- After Certification you will receive Prospect Job Opportunities as per your Interest Area.
Online Examination Detail:
- Duration- 120 minutes.
- No. of Questions- 60. (Multiple Choice Questions).
- 10 Questions from each module, each carry 10 marks.
- Maximum Marks- 600, Passing Marks- 40%.
- There is no negative marking in this module.
| How Students will be Graded: | ||
| S.No. | Marks | Grade |
| 1 | 91-100 | O (Outstanding) |
| 2 | 81-90 | A+ (Excellent) |
| 3 | 71-80 | A (Very Good) |
| 4 | 61-70 | B (Good) |
| 5 | 51-60 | C (Average) |
| 6 | 41-50 | P (Pass) |
| 7 | 0-40 | F (Fail) |
Benefits of Certification:
- Government Authorized Assessment Agency Certification.
- Certificate Valid for Lifetime.
- Lifetime Verification of Certificate.
- Free Job Assistance as per your Interest Area.
Syllabus
Introduction to Banking and Financial Systems: Introduction, objectives, the concept of financial system, functions of financial system, evolution of the Indian financial system, indian financial system, functions of financial system, money market and capital market, importance of money market, foreign exchange market.
Banking Operations and Services: Banking system in India, reserve bank of India, relationship between banker and customer, deposit accounts, KYC requirements, loans, types of security, liabilities of parties.
Customer Relationship Management: Evaluation of customer relationship management (CRM), customer loyalty, CRM in marketing, sales force automation, enterprise resource planning, supplier relationship management (SRM), partner relationship management (PRM), analytical CRM, CRM implementation.
Financial Planning: Basics of personal financial planning, time value of money, managing investment risks, measuring investment return, investment strategies, insurance planning, taxation planning.
Financial accounting for Banks: Introduction, financial accounting, meaning of financial statements, trading account, profit and loss account, balance sheet, meaning and definition of joint venture, concept of fund flow statement, need of working capital, cash budget, sources of long term finance.
Digital Banking and Technology: Banking technology, essentials of bank computerization computer systems, core banking payment systems, electronic banking, pin, electromagnetic cards, electronic banking.
job Opportunities after completion of Diploma in Banking course:
After successfully completing a Diploma in Banking, graduates can pursue a wide range of career opportunities in the banking and financial services sector. The banking industry in India is a cornerstone of the economy, with numerous public sector, private sector, and foreign banks, as well as non-banking financial companies (NBFCs) and fintech firms, offering diverse roles to professionals in the field.
Here are the career options for Banking Diploma graduates in India, along with their salary range:
1. Bank Clerk
- Role: Bank Clerks handle customer service, account management, and administrative tasks in the bank. They are the first point of contact for customers and assist with various banking transactions, such as deposits, withdrawals, and account inquiries.
- Salary Range: ₹2,00,000 – ₹4,00,000 per annum (depending on the bank and location). Entry-level roles in public sector banks may offer salaries between ₹20,000 to ₹30,000 per month.
2. Bank Probationary Officer (PO)
- Role: A Bank PO is a management-level role that involves overseeing various banking operations, managing customer relationships, handling loans, and guiding junior staff. The role offers a strong career path for growth in the banking sector.
- Salary Range: ₹6,00,000 – ₹12,00,000 per annum (depending on the bank and location). The salary can range from ₹40,000 to ₹70,000 per month, with higher allowances and bonuses.
3. Relationship Manager
- Role: Relationship Managers manage the relationship with customers, especially high-net-worth individuals (HNWIs) or businesses. They offer financial advice, help with investments, and provide banking products tailored to the client’s needs.
- Salary Range: ₹4,00,000 – ₹10,00,000 per annum (depending on experience and the bank). Salaries can range from ₹30,000 to ₹80,000 per month, with performance-based bonuses.
4. Loan Officer
- Role: Loan Officers assess loan applications, verify financial data, and make lending decisions. They may work in retail banking or commercial banking, managing personal, business, and home loans.
- Salary Range: ₹3,50,000 – ₹8,00,000 per annum (depending on the company and experience). Entry-level salary ranges from ₹25,000 to ₹50,000 per month.
5. Credit Analyst
- Role: Credit Analysts evaluate the creditworthiness of potential borrowers by analyzing financial statements, credit history, and market conditions. They play a key role in loan approvals and managing the bank’s credit risk.
- Salary Range: ₹4,00,000 – ₹10,00,000 per annum (depending on experience, bank, and sector). Entry-level positions typically pay ₹30,000 to ₹50,000 per month.
6. Operations Manager (Banking Operations)
- Role: Operations Managers in banking handle internal banking processes, ensuring that transactions, accounting, and compliance functions are running smoothly. They ensure that banking operations are efficient and cost-effective.
- Salary Range: ₹5,00,000 – ₹12,00,000 per annum (depending on experience and location). The salary for operations roles ranges from ₹40,000 to ₹80,000 per month, with potential for bonuses.
7. Risk Management Officer
- Role: Risk Management Officers identify, analyze, and mitigate risks in banking operations, especially financial, operational, and credit risks. They ensure that the bank complies with regulations and safeguards its assets.
- Salary Range: ₹6,00,000 – ₹15,00,000 per annum (depending on experience and the scale of the bank). Salaries can range from ₹50,000 to ₹1,00,000 per month.
8. Investment Banker
- Role: Investment Bankers work with clients, including corporations and governments, on raising capital, mergers and acquisitions, and financial advisory services. They analyze financial markets, create investment strategies, and help in wealth management.
- Salary Range: ₹8,00,000 – ₹25,00,000 per annum (depending on experience, firm, and location). For entry-level positions, salaries start from ₹50,000 to ₹1,00,000 per month, with bonuses based on performance.
9. Branch Manager
- Role: A Branch Manager is responsible for the day-to-day functioning of a bank branch, including managing customer service, sales, operations, staff, and financial performance. They also handle the hiring and training of new employees and manage branch compliance.
- Salary Range: ₹6,00,000 – ₹18,00,000 per annum (depending on the size of the branch, location, and bank). Salaries typically range from ₹50,000 to ₹1,20,000 per month, with performance bonuses.
10. Banking Sales Executive
- Role: Banking Sales Executives promote banking products such as loans, insurance, credit cards, and investment options. They are responsible for generating leads, closing sales, and meeting sales targets.
- Salary Range: ₹3,00,000 – ₹8,00,000 per annum (depending on the bank and sales performance). Salaries range from ₹25,000 to ₹50,000 per month, with additional commissions based on sales.
11. Financial Analyst
- Role: Financial Analysts in banking assess financial performance, prepare financial reports, analyze market trends, and help in investment decisions. They work closely with the bank’s senior management to guide strategic decisions.
- Salary Range: ₹5,00,000 – ₹12,00,000 per annum (depending on experience and location). Entry-level salaries typically range from ₹30,000 to ₹60,000 per month.
12. Treasury Manager
- Role: Treasury Managers handle the bank’s investments, cash flow, and financial assets. They manage liquidity, financial risks, and funding, ensuring that the bank maintains a stable financial position.
- Salary Range: ₹7,00,000 – ₹20,00,000 per annum (depending on experience and the bank). Entry-level salaries typically range from ₹50,000 to ₹1,00,000 per month.
13. Wealth Manager/Private Banker
- Role: Wealth Managers offer personalized financial advice to high-net-worth individuals (HNWI). They manage clients’ investment portfolios, recommend asset allocation strategies, and handle retirement and estate planning.
- Salary Range: ₹7,00,000 – ₹20,00,000 per annum (depending on experience and portfolio size). Wealth managers can earn commissions on the assets they manage, which can significantly increase their earnings.
14. Compliance Officer
- Role: Compliance Officers ensure that the bank adheres to regulatory requirements, including anti-money laundering (AML) and know-your-customer (KYC) norms. They audit banking transactions and ensure that the bank follows legal and ethical standards.
- Salary Range: ₹5,00,000 – ₹12,00,000 per annum (depending on experience and the organization). Salaries typically range from ₹40,000 to ₹80,000 per month.
15. Digital Banking Specialist
- Role: Digital Banking Specialists help banks adopt and implement digital banking solutions, such as online banking, mobile apps, and digital payment systems. They play a key role in transforming traditional banking models to digital-first solutions.
- Salary Range: ₹6,00,000 – ₹15,00,000 per annum (depending on experience and expertise in digital banking). Salaries range from ₹40,000 to ₹80,000 per month.
Key Factors Influencing Salary:
- Location: Salaries in metro cities like Mumbai, Delhi, Bangalore, Chennai, and Hyderabad tend to be higher due to the concentration of major banks and financial institutions.
- Experience: Entry-level positions offer lower salaries, but professionals with more experience, especially those with expertise in areas like investment banking, risk management, and wealth management, can earn significantly more.
- Type of Bank: Public sector banks, private sector banks, and multinational banks tend to offer different salary packages. MNCs or top private banks (e.g., ICICI Bank, HDFC Bank, Kotak Mahindra Bank) typically pay higher salaries and offer better benefits.
- Role and Responsibility: Senior positions like Branch Managers, Relationship Managers, or Investment Bankers command higher salaries due to the increased level of responsibility, expertise, and client interaction.
Conclusion:
Graduates with a Diploma in Banking can explore numerous career paths within the banking and financial services sector. Whether you’re interested in operations, risk management, sales, or investment banking, there are abundant opportunities. The banking sector in India continues to grow, driven by advancements in digital banking, fintech, and financial inclusion initiatives, making it a great career choice with strong growth prospects and competitive salaries. Continuous learning and staying updated with banking regulations and technology can significantly enhance career progression and salary potential in this field.
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