50% Off

Certificate in Loan Approval Officer

Rs.6,000 Rs.3,000

IISDT Offers 50% discount on all courses. Enroll your course today to avail discount offer. Government Job Valid Diploma/Certificate.

What does a Loan Officer do? Loan officers meet with applicants who wish to borrow money and evaluate, approve, or reject the loan applications.

They may also market the service and products of their lending institution and contact people or companies to solicit new business.


Course Name: Certificate in Loan Approval Officer

Course Id: CLAO/Q1001.
Education Qualification: Graduate.

Duration: 90 Hrs (Equivalent to 3 months).

How You will Get Diploma Certificate:

Step 1- Select your Course for Certification.

Step 2- Click on Enroll Now.

Step 3- Proceed to Enroll Now.

Step 4- Fill Your Billing Details and Proceed to Pay.

Step 5- You Will be Redirected to Payment Gateway, Pay Course and Exam Fee by Following Options.

Card(Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.

Step 6- After Payment You will get Study Material Login id and Password on your email id.

Step 7- After Completion of  Course Study give Online Examination.

Step 8- After Online Examination you will get Diploma Certificate soft copy(Scan Copy) and Hard Copy(Original With Seal and Sign).

Step 9- After Certification you will receive Prospect Job Opportunities as per your Interest Area.

Online Examination Detail:

Duration- 60 minutes.
No. of Questions- 30. (Multiple Choice Questions).
Maximum Marks- 100, Passing Marks- 40%.
There is no negative marking in this module.

Benefits of Certification:

  • Government Authorized Assessment Agency Certification.
  • Certificate Valid for Lifetime.
  • Lifetime Verification of Certificate.
  • Free Job Assistance as per your Interest Area.

Certificate in Loan Approval Officer

 Introduction to Banking, Customers and KYC norms: Evolution of Banking, Functions of Bank, Procedure for opening and operating of deposit account, Lending principles, Credit Creation and Balance Sheet of a bank, Negotiable Instruments, Endorsement, KYC/AML/CFT/Obligation of banks under PMLA, 2002, Definition of Customer, KYC Policy Customer Identification Procedure, Monitoring of Transactions.

Lending Products and Project Finance: Introduction, fiscal incentives for housing finance, role of national housing bank, role of primary lending agencies, securitisation of housing loans, home loans: distinguishing features and main terms and conditions.

Process of Loan Approval and Loan Application Documents: Installment loans, secured and unsecured loans, lending terminology, granting and analyzing credit, cost of credit, credit and the law, risk management, credit- approval process, effect of non – repayment of loans, frequency of loan repayment installments, working capital and fixed asset loans.

Analysis of financial statements: Introduction, Financial Accounting, Meaning of Financial Statements, Preparation of Financial Statements, Analysis of Financial Statements and Ratio Analysis, Understanding Accounting Equation, analysis of financial records.

Borrower profile analysis: Introduction, User Instructions, Preparing and Appraising Investment Projects, Financial Management of Executing Agencies, Financial Reporting and Auditing, Financial Institutions.

Credit Analysis: Introduction, principles of bank lending, style of credit, classification of advances according to security, secured advances, purchase & discounting of bills non-fund-based facilities, credit worthiness of borrowers.