Description
Course Name: Certificate in Life Insurance Advisor
Course Id: CLIA/Q0101.
Eligibility: Completion of 10th Grade (high School) or equivalent.
Objective: The Certificate in Life Insurance Advisor provides essential training for individuals interested in pursuing a career in the life insurance industry. With comprehensive knowledge of life insurance products, sales techniques, regulations, and customer service, graduates can thrive in a rewarding career. As the life insurance sector continues to grow, this diploma opens up numerous career opportunities, offering both salaried and commission-based roles with significant earning potential.
Duration: Three Months.
How to Enroll and Get Certified in Your Chosen Course:
Step 1: Choose the course you wish to get certified in.
Step 2: Click on the “Enroll Now” button.
Step 3: Proceed with the enrollment process.
Step 4: Enter your billing details and continue to course fee payment.
Step 5: You will be redirected to the payment gateway. Pay the course and exam fee using one of the following methods:
Debit/Credit Card, Wallet, Paytm, Net Banking, UPI, or Google Pay.
Step 6: After successful payment, you will receive your study material login ID and password via email within 48 hours of fee payment.
Step 7: Once you complete the course, take the online examination.
Step 8: Upon passing the examination, you will receive:
• A soft copy (scanned) of your certificate via email within 7 days of examination.
• A hard copy (original with official seal and signature) sent to your address within 45 day of declaration of result.
Step 9: After certification, you will be offered job opportunities aligned with your area of interest.
Online Examination Detail:
Duration- 60 minutes.
No. of Questions- 30. (Multiple Choice Questions).
Maximum Marks- 100, Passing Marks- 40%.
There is no negative marking in this module.
| Marking System: | ||||||
| S.No. | No. of Questions | Marks Each Question | Total Marks | |||
| 1 | 10 | 5 | 50 | |||
| 2 | 5 | 4 | 20 | |||
| 3 | 5 | 3 | 15 | |||
| 4 | 5 | 2 | 10 | |||
| 5 | 5 | 1 | 5 | |||
| 30 | 100 | |||||
| How Students will be Graded: | ||||||
| S.No. | Marks | Grade | ||||
| 1 | 91-100 | O (Outstanding) | ||||
| 2 | 81-90 | A+ (Excellent) | ||||
| 3 | 71-80 | A (Very Good) | ||||
| 4 | 61-70 | B (Good) | ||||
| 5 | 51-60 | C (Average) | ||||
| 6 | 40-50 | P (Pass) | ||||
| 7 | 0-40 | F (Fail) | ||||
Key Benefits of Certification- Earning a professional certification not only validates your skills but also enhances your employability. Here are the major benefits you gain:
Practical, Job-Ready Skills – Our certifications are designed to equip you with real-world, hands-on skills that match current industry demands — helping you become employment-ready from day one.
Lifetime Validity – Your certification is valid for a lifetime — no renewals or expirations. It serves as a permanent proof of your skills and training.
Lifetime Certificate Verification – Employers and institutions can verify your certification anytime through a secure and reliable verification system — adding credibility to your qualifications.
Industry-Aligned Certification –All certifications are developed in consultation with industry experts to ensure that what you learn is current, relevant, and aligned with market needs.
Preferred by Employers – Candidates from ISO-certified institutes are often prioritized by recruiters due to their exposure to standardized, high-quality training.
Free Job Assistance Based on Your Career Interests – Receive personalized job assistance and career guidance in your preferred domain, helping you land the right role faster.
Certificate in Life Insurance Advisor
Introduction to Insurance: General insurance, fire insurance, marine insurance, motor vehicle insurance, Medi- claim and accident insurance, burglary and theft insurance.
Classification of insurance: Evolution of insurance in modern India, life insurance basics, role of intermediaries in insurance industry, types of insurance agents, regulation of insurance business in India, IRDA regulation relating to products approval.
Documents required to apply for an insurance policy: Understanding and managing risk, general principles and concepts of insurance, insurance contract and Indian market conditions, regulatory environment- specific legislations, international regulatory framework, life insurance & pension products, general insurance products.
Protection of policyholder’s interests: Changes in definitions and deletion of redundant provisions, merger of provisions of IRDA act, 1999 with the insurance act, 1938, grievance redressal mechanism, legal issues requiring reform in insurance law: repudiation of insurance policy, provisions relating to penalties and other and changes.
AML and KYC guidelines: Introduction, highlights of key provisions affecting financial institutions, identification and assessment of ML/FT risks, mitigation of ML/FT risks, AML/CFT administration and reporting.
Process Premiums and Claims: Objective, recognition and measurement, embedded derivatives, impairment of reinsurance assets, future investment margins, discretionary participation features, explanation of recognised amounts.
