Description
Course Name: Diploma in Financial Planning
Course Id: DFP/Q1001.
Eligibility: Completion of 10+2 (higher Secondary) or equivalent.
Objective: The Diploma in Financial Planning is an excellent choice for individuals who want to build a career helping others manage their finances and plan for a secure future. With the skills and knowledge gained from this program, graduates can work in diverse sectors of the financial industry, providing expert advice on investment strategies, retirement planning, tax management, and more.
Duration: Six Months.
How to Enroll and Get Certified in Your Chosen Course:
Step 1: Choose the course you wish to get certified in.
Step 2: Click on the “Enroll Now” button.
Step 3: Proceed with the enrollment process.
Step 4: Enter your billing details and continue to course fee payment.
Step 5: You will be redirected to the payment gateway. Pay the course and exam fee using one of the following methods:
Debit/Credit Card, Wallet, Paytm, Net Banking, UPI, or Google Pay.
Step 6: After successful payment, you will receive your study material login ID and password via email within 48 hours of fee payment.
Step 7: Once you complete the course, take the online examination.
Step 8: Upon passing the examination, you will receive:
• A soft copy (scanned) of your certificate via email within 7 days of examination.
• A hard copy (original with official seal and signature) sent to your address within 45 day of declaration of result.
Step 9: After certification, you will be offered job opportunities aligned with your area of interest.v
Online Examination Detail:
- Duration- 120 minutes.
- No. of Questions- 60. (Multiple Choice Questions).
- 10 Questions from each module, each carry 10 marks.
- Maximum Marks- 600, Passing Marks- 40%.
- There is no negative marking in this module.
| How Students will be Graded: | ||
| S.No. | Marks | Grade |
| 1 | 91-100 | O (Outstanding) |
| 2 | 81-90 | A+ (Excellent) |
| 3 | 71-80 | A (Very Good) |
| 4 | 61-70 | B (Good) |
| 5 | 51-60 | C (Average) |
| 6 | 41-50 | P (Pass) |
| 7 | 0-40 | F (Fail) |
Key Benefits of Certification- Earning a professional certification not only validates your skills but also enhances your employability. Here are the major benefits you gain:
Practical, Job-Ready Skills – Our certifications are designed to equip you with real-world, hands-on skills that match current industry demands — helping you become employment-ready from day one.
Lifetime Validity – Your certification is valid for a lifetime — no renewals or expirations. It serves as a permanent proof of your skills and training.
Lifetime Certificate Verification – Employers and institutions can verify your certification anytime through a secure and reliable verification system — adding credibility to your qualifications.
Industry-Aligned Certification –All certifications are developed in consultation with industry experts to ensure that what you learn is current, relevant, and aligned with market needs.
Preferred by Employers – Candidates from ISO-certified institutes are often prioritized by recruiters due to their exposure to standardized, high-quality training.
Free Job Assistance Based on Your Career Interests – Receive personalized job assistance and career guidance in your preferred domain, helping you land the right role faster.
Syllabus:
Introduction to Financial Planning: Basics of Financial Planning, Objectives of Financial Planning, Importance of Budgeting and Savings, Time Value of Money and Its Applications, Role of Financial Planners, Types of Financial Goals (Short-term vs. Long-term), Personal Finance vs. Corporate Finance, Impact of Inflation on Financial Planning, Financial Planning Process and Strategies, Ethical and Regulatory Aspects of Financial Planning.
Investment Planning: Principles of Investment Planning, Types of Investments (Stocks, Bonds, Mutual Funds, etc.), Risk and Return Analysis, Portfolio Diversification and Asset Allocation, Fundamental vs. Technical Analysis, Tax Implications of Investment, Role of Index Funds and ETFs, Investment Strategies for Different Life Stages, Behavioral Finance and Investor Psychology, Emerging Trends in Investment (Cryptocurrency, ESG Investing).
Tax Planning and Optimization: Understanding Income Tax Structure, Tax Planning for Individuals and Businesses, Tax-efficient Investment Strategies, Deductions and Exemptions under Tax Laws, Capital Gains Tax and Its Implications, Corporate Tax Planning, GST and Indirect Taxes, Tax-saving Instruments (PPF, ELSS, NPS, etc.), International Taxation and Double Taxation Avoidance, Role of Financial Planners in Tax Compliance.
Retirement Planning: Importance of Retirement Planning, Retirement Planning Strategies, Pension Plans and Provident Funds, Social Security and Government Retirement Schemes, Annuities and Their Benefits, Investment Vehicles for Retirement (401k, IRA, NPS, etc.), Managing Inflation and Longevity Risk, Estate Planning and Succession Planning, Reverse Mortgage and Retirement Income Sources, Common Mistakes in Retirement Planning.
Risk Management and Insurance Planning: Understanding Financial Risks, Types of Insurance (Life, Health, Property, Liability, etc.), Importance of Life and Health Insurance, Term vs. Whole Life Insurance, Critical Illness and Disability Insurance, Role of Insurance in Financial Planning, Business Insurance and Keyman Insurance, Claims Management and Settlement Process, Risk Assessment Techniques, Case Studies on Insurance Planning.
Estate Planning and Wealth Transfer: Concepts of Estate Planning, Importance of Wills and Trusts, Probate Process and Its Challenges, Power of Attorney and Legal Aspects, Role of Nomination and Joint Holdings, Tax Implications in Estate Planning, Gifting Strategies for Wealth Transfer, Estate Planning for Business Owners, Role of Financial Advisors in Estate Management, International Estate Planning Considerations.
Career Options after Diploma in Financial Planning
Graduates can build careers in financial advisory, wealth management, investment planning, insurance, and tax planning.
Top Roles: Financial Planner, Wealth Manager, Investment Advisor, Insurance Advisor/Consultant, Tax Consultant (Financial Planning), Retirement Planning Advisor, Estate Planner, Mutual Fund Advisor, Financial Analyst, Certified Financial Planner (CFP).
Key Skills: Financial planning, investment management, insurance planning, retirement planning, tax planning, estate planning, portfolio analysis, risk management, client advisory, compliance.
Salary Range (India):
- Entry-level: ₹2.5–6 LPA
- Mid-level: ₹5–12 LPA
- Senior-level: ₹10–25+ LPA
Scope: Growing demand in personal finance, wealth management firms, banks, insurance companies, and investment advisory services. Metro cities offer higher salaries, with opportunities for commissions, client-based fees, and senior managerial roles.
