Diploma in Financial Planning & Wealth Management

Description

Course Name: Diploma in Financial Planning & Wealth Management
Course Id: DFPWM/Q0101.

Eligibility: 10+2 (Higher Secondary) or equivalent is required.

Objective: The Diploma in Financial Planning & Wealth Management is designed to provide students with in-depth knowledge of personal finance, investment planning, and strategies for wealth creation. The course covers key areas such as financial markets, portfolio management, retirement planning, tax management, insurance planning, risk analysis, and estate planning. Students also learn client relationship management, financial advisory ethics, and use of financial tools for decision-making.

Duration: 400 hrs (Equivalent to One Year)

 How to Enroll and Get Certified in Your Chosen Course:

 Step 1: Choose the course you wish to get certified in.

 Step 2: Click on the “Enroll Now” button.

 Step 3: Proceed with the enrollment process.

 Step 4: Enter your billing details and continue to course fee payment.

 Step 5: You will be redirected to the payment gateway. Pay the course and exam fee using one of the following methods:
Debit/Credit Card, Wallet, Paytm, Net Banking, UPI, or Google Pay.

 Step 6: After successful payment, you will receive your study material login ID and password via email within 48 hours of fee payment.

 Step 7: Once you complete the course, take the online examination.

 Step 8: Upon passing the examination, you will receive:
• A soft copy (scanned) of your certificate via email within 7 days of examination.
• A hard copy (original with official seal and signature) sent to your address within 45 day of declaration of result.

 Step 9: After certification, you will be offered job opportunities aligned with your area of interest.

Online Examination Detail:

• Duration- 120 minutes.
• No. of Questions- 60. (Multiple Choice Questions).
• 10 Questions from each module, each carry 10 marks.
• Maximum Marks- 600, Passing Marks- 40%.
• There is no negative marking in this module.

How Students will be Graded:
S.No.	Marks	Grade
1	91-100	O (Outstanding)
2	81-90	A+ (Excellent)
3	71-80	A (Very Good)
4	61-70	B (Good)
5	51-60	C (Average)
6	41-50	P (Pass)
7	0-40	F (Fail)

 Key Benefits of Certification- Earning a professional certification not only validates your skills but also enhances your employability. Here are the major benefits you gain:

 Practical, Job-Ready Skills – Our certifications are designed to equip you with real-world, hands-on skills that match current industry demands — helping you become employment-ready from day one.

 Lifetime Validity – Your certification is valid for a lifetime — no renewals or expirations. It serves as a permanent proof of your skills and training.

 Lifetime Certificate Verification – Employers and institutions can verify your certification anytime through a secure and reliable verification system — adding credibility to your qualifications.

 Industry-Aligned Certification –All certifications are developed in consultation with industry experts to ensure that what you learn is current, relevant, and aligned with market needs.

 Preferred by Employers – Candidates from ISO-certified institutes are often prioritized by recruiters due to their exposure to standardized, high-quality training.

 Free Job Assistance Based on Your Career Interests – Receive personalized job assistance and career guidance in your preferred domain, helping you land the right role faster.

Syllabus:

Module 1: Fundamentals of Financial Planning
Introduction to financial planning, Importance and scope of wealth management, Financial goals and objectives, Time value of money concepts, Understanding risk and return, Personal budgeting and savings, Basics of investment planning, Regulatory framework in financial planning, Role of financial planners, Ethical responsibilities in financial advisory.

Module 2: Investment Planning and Asset Classes
Equity markets and stock investments, Fixed income securities (bonds, debentures), Mutual funds and ETFs, Real estate as an investment, Commodities and precious metals, Alternative investments (hedge funds, private equity), Retirement accounts and pension schemes, Risk diversification strategies, Portfolio construction basics, Case studies in investment planning.

Module 3: Insurance and Risk Management
Principles of insurance, Life insurance planning, Health and medical insurance, Property and liability insurance, Annuities and pension plans, Role of insurance in wealth protection, Risk analysis and mitigation strategies, Regulatory and compliance requirements, Client assessment and insurance recommendations, Insurance portfolio review and updates.

Module 4: Taxation and Estate Planning
Basics of personal and corporate taxation, Tax-efficient investment planning, Capital gains and dividend taxation, Tax-saving instruments and strategies, Retirement planning and tax implications, Estate planning fundamentals, Wills and trusts, Power of attorney and succession planning, Wealth transfer strategies, Legal and ethical aspects of estate planning.

Module 5: Wealth Management Strategies
Comprehensive financial planning process, Asset allocation strategies, Wealth accumulation techniques, Wealth preservation methods, Behavioral finance and investor psychology, Role of financial markets in wealth creation, Global trends in wealth management, Digital wealth management tools, Client advisory and portfolio reviews, Case studies in wealth management.

Module 6: Professional Skills and Career Development
Client relationship management, Communication and advisory skills, Ethics and professional conduct in financial services, Financial planning software and tools, Report preparation and presentation, Regulatory compliance and certifications, Entrepreneurship in wealth management, Conducting seminars and workshops, Continuous professional development, Career growth opportunities in financial planning and wealth management.

Career Opportunities in India

Entry-Level Roles (0–2 Years)

• Financial Planning Associate

• Wealth Management Executive

• Investment Advisor (Assistant)

• Insurance & Mutual Fund Sales Executive

• Client Relationship Officer

Salary Range: ₹3 – 5 LPA

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Mid-Level Roles (3–6 Years)

• Financial Planner / Wealth Advisor

• Portfolio Manager (Junior)

• Mutual Fund / Insurance Consultant

• Risk & Taxation Planner

• Corporate Finance Associate

Salary Range: ₹5 – 10 LPA

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Senior-Level Roles (7+ Years)

• Senior Wealth Manager

• Financial Consultant / Portfolio Strategist

• Head of Wealth & Investment Advisory

• Private Banker / Corporate Finance Manager

• Independent Wealth Management Firm Owner

Salary Range: ₹10 – 25+ LPA depending on client base and expertise

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Government & Public Sector Opportunities

• Financial Officer in banks and PSUs

• Investment / Wealth Advisory roles in public institutions

• Insurance / Pension Fund Manager in LIC, EPFO, etc.
  Salary Range: ₹4 – 10 LPA depending on pay scales

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Entrepreneurship Opportunities

• Starting independent financial planning & wealth advisory firm

• Mutual funds, insurance, and investment consultancy services

• Online financial education & advisory platforms
  Earnings: ₹8 – 30+ LPA depending on scale and clientele

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Key Skills Gained

• Financial planning and wealth-building strategies

• Investment analysis (mutual funds, stocks, bonds, real estate)

• Taxation and retirement planning

• Risk assessment and insurance planning

• Client relationship management and advisory skills

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Summary Table