Description
Course Name: Diploma in Commercial Banking
Course Id: DCB/Q1001.
Eligibility: Completion of 10+2 (higher Secondary) or equivalent.
Objective: The Diploma in Commercial Banking is a valuable qualification for those looking to pursue a career in the banking industry, particularly in the areas of retail and corporate banking, credit management, and financial services. This course offers practical knowledge and equips students with the necessary skills to excel in the fast-evolving banking sector.
Duration: 370 Hrs (Equivalent to One Year).
Total Credits: 18.
How You will Get Diploma Certificate:
Step 1- Select your Course for Certification.
Step 2- Click on Enroll Now.
Step 3- Proceed to Enroll Now.
Step 4- Fill Your Billing Details and Proceed to Pay.
Step 5- You Will be Redirected to Payment Gateway, Pay Course and Exam Fee by Following Options.
Card(Debit/Credit), Wallet, Paytm, Net banking, UPI and Google pay.
Step 6- After Payment You will get Study Material Login id and Password on your email id.
Step 7- After Completion of Course Study give Online Examination.
Step 8- After Online Examination you will get Diploma Certificate soft copy(Scan Copy) and Hard Copy(Original With Seal and Sign).
Step 9- After Certification you will receive Prospect Job Opportunities as per your Interest Area.
Online Examination Detail:
- Duration- 120 minutes.
- No. of Questions- 60. (Multiple Choice Questions).
- 10 Questions from each module, each carry 10 marks.
- Maximum Marks- 600, Passing Marks- 40%.
- There is no negative marking in this module.
| How Students will be Graded: | ||
| S.No. | Marks | Grade |
| 1 | 91-100 | O (Outstanding) |
| 2 | 81-90 | A+ (Excellent) |
| 3 | 71-80 | A (Very Good) |
| 4 | 61-70 | B (Good) |
| 5 | 51-60 | C (Average) |
| 6 | 41-50 | P (Pass) |
| 7 | 0-40 | F (Fail) |
Benefits of Certification:
- Government Authorized Assessment Agency Certification.
- Certificate Valid for Lifetime.
- Lifetime Verification of Certificate.
- Free Job Assistance as per your Interest Area.
A Diploma in Commercial Banking equips graduates with knowledge of banking products, services, customer relationship management, and regulatory frameworks specific to commercial banking. Graduates can pursue various roles in banks, non-banking financial companies (NBFCs), and corporate financial departments. Below is a detailed list of career options and salary ranges in India:
1. Relationship Manager (Commercial Banking)
- Role: Manages relationships with corporate clients, offers banking products, and ensures customer satisfaction.
- Salary Range: ₹4 – ₹7 LPA (entry-level); ₹7 – ₹15 LPA (mid-level); ₹15 – ₹25 LPA (senior roles).
2. Credit Analyst
- Role: Evaluates the creditworthiness of businesses, analyzes financial statements, and recommends loan approvals.
- Salary Range: ₹4 – ₹8 LPA (entry-level); ₹8 – ₹15 LPA (mid-level); ₹15 – ₹25 LPA (senior roles).
3. Branch Manager
- Role: Oversees the overall operations of a bank branch, manages staff, ensures compliance, and meets business targets.
- Salary Range: ₹5 – ₹10 LPA (entry-level); ₹10 – ₹20 LPA (experienced managers).
4. Loan Officer/Manager
- Role: Processes and approves loan applications for businesses, assesses risks, and ensures adherence to banking policies.
- Salary Range: ₹3.5 – ₹7 LPA (entry-level); ₹7 – ₹12 LPA (mid-level).
5. Trade Finance Officer
- Role: Handles international trade transactions, including letters of credit, export-import documentation, and financing solutions.
- Salary Range: ₹4 – ₹8 LPA (entry-level); ₹8 – ₹15 LPA (mid-level).
6. Treasury Analyst
- Role: Manages liquidity, investments, and currency risks for the bank or its corporate clients.
- Salary Range: ₹5 – ₹9 LPA (entry-level); ₹9 – ₹18 LPA (mid-level).
7. Customer Service Manager
- Role: Ensures customer satisfaction, handles queries related to banking services, and promotes cross-selling opportunities.
- Salary Range: ₹3 – ₹6 LPA (entry-level); ₹6 – ₹10 LPA (mid-level).
8. Risk Manager (Commercial Banking)
- Role: Identifies and mitigates risks associated with lending, investments, and operational processes.
- Salary Range: ₹5 – ₹8 LPA (entry-level); ₹8 – ₹20 LPA (mid-level and senior roles).
9. Compliance Officer (Banking)
- Role: Ensures that the bank adheres to RBI guidelines, banking laws, and anti-money laundering regulations.
- Salary Range: ₹4 – ₹8 LPA (entry-level); ₹8 – ₹18 LPA (senior roles).
10. Financial Analyst
- Role: Analyzes market trends, evaluates investment opportunities, and provides strategic insights to clients or the bank.
- Salary Range: ₹4 – ₹8 LPA (entry-level); ₹8 – ₹15 LPA (mid-level).
11. Business Development Manager (Commercial Banking)
- Role: Identifies and develops new business opportunities, builds partnerships, and drives revenue growth.
- Salary Range: ₹5 – ₹10 LPA (entry-level); ₹10 – ₹20 LPA (mid-level).
12. Account Manager
- Role: Manages corporate accounts, offers customized banking solutions, and ensures client satisfaction.
- Salary Range: ₹4 – ₹8 LPA (entry-level); ₹8 – ₹15 LPA (mid-level).
13. Asset Manager
- Role: Manages commercial banking assets, ensures profitability, and mitigates risks related to loans and investments.
- Salary Range: ₹5 – ₹9 LPA (entry-level); ₹9 – ₹18 LPA (mid-level).
14. Investment Advisor (Banking)
- Role: Advises clients on investment options, portfolio management, and wealth creation strategies.
- Salary Range: ₹4 – ₹7 LPA (entry-level); ₹7 – ₹15 LPA (mid-level).
15. Corporate Banking Executive
- Role: Manages large corporate accounts, provides loans, and offers specialized financial services.
- Salary Range: ₹6 – ₹10 LPA (entry-level); ₹10 – ₹20 LPA (mid-level and senior roles).
Key Factors Influencing Salaries:
- Institution Size: Public sector banks often offer stable salaries, while private and foreign banks provide higher pay and performance incentives.
- Location: Salaries in metro cities and financial hubs like Mumbai, Delhi, and Bangalore are typically higher.
- Certifications: Additional certifications such as CAIIB, financial modeling, or AML/KYC compliance can enhance career prospects and salaries.
- Experience: Experienced professionals in high-demand roles like risk management and treasury earn significantly more.
Emerging Trends:
- Digital Banking Growth: Increasing demand for professionals skilled in digital solutions for commercial banking.
- Green Financing: Roles focusing on sustainable finance and ESG (Environmental, Social, Governance) compliance are gaining prominence.
- Financial Inclusion: Opportunities in rural banking and microfinance are expanding with government initiatives.
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